As we saw last winter, TD launched a new round of alternative offers on some of its credit cards. The most compelling offer this time around is the TD Aeroplan Visa Infinite Privilege Card.
until January 3, 2023 You can select this “in-transit offer” through the Air Canada website and earn 100,000 Aeroplan Points plus a $300 Statement Credit on Air Canada or Air Canada Vacations purchases.
It is important to note that the offer in this path is 5,000 less Aeroplan points than the open offer, but this difference is easily offset by the $300 stated credit. In fact, it provides an absolutely superior way to apply for the TD Aeroplan Visa Infinite Privilege Card within the pathway.
New In-Path Offer: 100,000 Aeroplan Points + $300 Air Canada Statement Credit
This alternative benefit to the TD Aeroplan Visa Infinite Privilege Card is called an “in-the-route offer”: it appears on the route for booking an Air Canada flight.
This time, alternative offers are also available at Air Canada websitedespite some clicks, without going through the booking process.
The welcome bonus for TD Aeroplan Visa Infinite Privilege is detailed below:
- earn 20,000 Aeroplan Points when you first buy
- earn extra 30,000 Aeroplan Points When you spend $3,000 in the first 90 days
- earn extra 50,000 Aeroplan Points When you spend $12,000 and the account is open and in good standing at 12 months
- earn $300 statement credit Spend at least $300 on Air Canada in the first six months
Taking into account the $300 Air Canada stated credit limit, the card’s first-year annual fee is actually reduced from $599 to $299.
The full terms and conditions of this offer are as follows:
Applications must be made by January 3, 2023. A welcome bonus of 20,000 Aeroplan Points will be issued to the Aeroplan member account linked to TD®aviation plan® Visa Infinite Privilege* Principal Cardholder’s Card Account (“account”) only after making the first qualifying purchase on an account that is not subsequently revoked, the subject of a refund request, or otherwise disputed. For residents outside Quebec: To earn an additional 30,000 Aeroplan Points, you must make a $3,000 net purchase on your account within 90 days of account opening, including your first purchase. Earn an annual bonus of 50,000 Aeroplan Points (“Annual bonus“) Your account must have been open and active for 12 months, and you must have made $12,000 in net purchases (minus any returns and credits) on your account, including your first purchase within 365 days of account opening. To receive the $300 statement credit, eligible Air Canada purchases totaling at least $300 must be debited from your card and credited to your account within the first 6 months of account opening. $300 Eligible Statement Credit Offer Purchases are for products and services purchased directly from Air Canada, i) online at aircanada.com, ii) in person at an Air Canada customer service counter at the airport, iii) Air Canada vacation packages. Air Canada must be identified as the merchant of record , and only purchases from merchants coded as Merchant Category Code (MCC) 3009 (excluding purchases through third-party travel agencies) are eligible for the $300 statement credit. Here are some non-compliant claims credit offers Examples of: i) if the purchase of an Air Canada product was not made directly through Air Canada, such as through a third party or a non-direct travel agency; or ii) if you purchased a non-Air Canada product from aircanada.com, such as a car rental, hotel Reservations or any other product or service from a third-party partner. Eligible purchases do not include fees, gift cards, cash advances, balance transfers, cash-like transactions, interest charges, optional services, refunds, rebates or other Similar credit. Statement credits will be applied to accounts within 90 days of purchase. Applicable statement credits are account statement credits, not markdowns that apply when making qualifying purchases. Earn up to a maximum of 10 per account A $300 statement credit. Quebec residents only: To earn an additional 30,000 Aeroplan Points, you must make a $3,000 net purchase on your account within 90 days of account opening, including your first purchase. To receive the 50,000 Aeroplan Points Annual Bonus (“Annual Bonus”), your account must have been open and active for 12 months, and you must have made a net purchase of $12,000 in your account (minus any returns and points), Include your first purchase account opening days within 365 years. To receive a $300 statement credit, at least $300 of qualifying purchases must be debited from your card and credited to your account within the first 6 months of account opening and cannot be subsequently reversed, refunded Subject or otherwise disputed. Eligible purchases do not include fees, gift cards, cash advances, balance transfers, cash-like transactions, interest charges, optional services, refunds, rebates or other similar credits. Applicable statement credits are account statement credits, not markdowns that apply when making qualifying purchases. Earn up to one statement credit of $300 per account. Statement credit will be applied to the account within 90 days of purchase. for all accounts: The primary cardholder is responsible for all charges to the account, including any additional cardholder charges. Other conditions apply. If you opened an account within the past 12 months, you will not be eligible for this offer. We reserve the right to limit the number of accounts a person can open and the number of Welcome Bonus Aeroplan Points, Bonus Aeroplan Points and Statement Credits awarded to any individual or account. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise stated. Your account must be open and in good standing at the time the Welcome Bonus Aeroplan Points, Additional Bonus Aeroplan Points and Statement Credits are awarded. Please credit Welcome Bonus Aeroplan Points and Extra Bonus Aeroplan Points to your Aeroplan member account within a maximum of 8 weeks after meeting the conditions of each offer. Aeroplan terms and conditions also apply to this offer, please visit: aircanada.com/Aeroplan-termsandconditions.
There are two main differences between quotations in the path and main quotations:
- Spend $12,000 and the account is in good standing for 12 months, and instead of earning an additional 55,000 Aeroplan Points, you will earn 50,000 Aeroplan Points in the same time period.
- Neither offer has an annual fee waiver for the first year, but Air Canada’s midway offer has a $300 statement credit.
Is a $300 statement credit better than 5,000 Aeroplan points?
The current open offer for the TD Aeroplan Visa Infinite Privilege Card is 105,000 Aeroplan Points, distributed as follows:
- 20,000 Aeroplan Points on first purchase
- 30,000 Aeroplan Points Spend $3,000 in the first 90 days
- 55,000 Aeroplan Points $12,000 in first year
Which offer is better compared to an in-route offer for a total of 100,000 Aeroplan Points and CAD 300 Air Canada Statement Points?
The answer is clear: At our current valuation of 2.1 cents per point (CAD) for Aeroplan points, 5,000 points are worth $105. Since the difference between the two offers is the $105 worth of Aeroplan credits and the $300 statement credit, the offer in the path leads with a solid $195.
Additionally, both offers offer 50,000 Aeroplan Points within the first three months. Therefore, the offer in the path is $300 up front until the second annual fee is paid, as a statement credit is provided for any qualifying $300 purchase at Air Canada.
TD and Aeroplan continue to adjust their credit card offers.The latest is a new path to credit card offers 100,000 Aeroplan Points + CAD 300 Air Canada Statement Credit On the TD Aeroplan Visa Infinite Privilege Card.
Be sure to apply January 3, 2023 If you are interested, please click on the dedicated link on the Air Canada website.Or, a public sale 105,000 Aeroplan Points Also available before the same date.
Based on our points evaluation, Air Canada’s in-transit offer is definitely superior in this case, unless you desperately need the extra 5,000 Aeroplan Points after 12 months of holding the card.